If you think Sony products are over your budget, then the company has your back covered. This is because, with the latest offers on PlayStation Credit cards, users can earn points on every purchase to avail of Sony products for free.

From exclusive PlayStation titles to 4K television, the list of Sony’s free objects will surely turn the heads of many PS users. To get a simple idea about how this PlayStation card works and how users can earn Sony products from points, we brought you some details about Sony’s PlayStation credit card.

What is a PlayStation card?

PlayStation card is basically a credit card issued by Comenity Bank, which allows users to avail of the card’s services without any annual fee. However, different from general cashback credit cards, the PlayStation Visa card will only let users earn gifts in exchange for their purchase points. While this credit card might appear less productive, it is great for PS users wanting to add more games to their library without spending cash.

The latest offer for PlayStation Visa Credit card users

• Sony’s PlayStation Visa Credit card recently announced an exclusive offer for users. In this offer, PS users can earn $100 statement credit by spending $400 from their PlayStation credit card within 2 months of opening their account. However, users need to make their $400 purchase within the last day of December 2023 to redeem the offer. This membership offer is truly a jackpot for PS card users. 
• Additionally, PlayStation Card users will earn an extra 5 points on per $1 purchase from PlayStation Store and PlayStation Sony products.

Read more: Sony Will Now Let You Earn Free Store Credit for the System Upgrade of PlayStation 5

• Furthermore, if users pay their cable and internet bills with this credit card then they can earn 3 points per $1 spent on the payment. It will come down to 2 points for takeout restaurants and fast-food deliveries. For the rest of the other purchases like groceries or gas, people will receive 1 point per $1 spent.
• Users can choose to also customize their PlayStation Visa Credit card by getting their favorite game as the card’s cover.

How to earn rewards by redeeming the PlayStation Credit card points

Now that we know about earning points by making different types of purchases through the PlayStation Visa Credit card, we need to know how to use these points to get those listed products for free.

• Sony recently announced that users earning 5,000 points can choose different purchase codes, gift cards, PlayStation gear and games from the PlayStation Store. Additionally, Sony headphones and Sony’s blockbuster movies are also available as free gifts.
• PlayStation Credit card users earning up to 10,000 points will gate Sony’s digital camera and portable audio system for free. The list of free items also includes Sony’s Blu-ray disc player, console accessories and PS hit games, such as God of War Ragnarök.
• Finally, people crossing over 10,000 points through their PlayStation Credit card can earn Sony’s exclusive sound bars, DSLR camera lenses, 4K resolution smart televisions, collectable editions of certain PlayStation games and many more.

Sony’s list of products available for PS card points holders has surely taken the internet on storm. While the majority of the PS users were complaining about Sony’s recent price hike for PS Plus subscriptions, this opportunity to earn free Sony products seemed nothing less than a jackpot for many.

Things to remember while applying for the rewards through a PlayStation Credit card

• Buyers don’t need to be concerned about authorized PlayStation stores for purchase. Purchasing Sony products from unauthorized stores will automatically give the purchasing points per dollar to the buyers.
• PS card users need to submit a Sony Rewards Bonus Points form so that they can redeem additional points. Without submitting the form, buyers will receive only 1 point for each dollar spent on their shopping.
• Players can learn more about authorized Sony retailers by directly visiting its Official website. Additionally, they can install the Sony Rewards App to get more information.

Read more: PlayStation Unveils the Access Controller For PS5 While Sharing Pre-order And Release Date

• Sony Rewards Bonus Form is currently available on the reward-related website‘s My Account section. For further confusion, customers can still call at the helpline number to receive authentic information from Sony’s customer service.
• Where Sony’s offers are specified for an exclusive category, players need to match their merchant code for purchase with the eligibility of the product category. Sony already provided different merchant codes for authorized sellers so that the process becomes easier.
• Payment for certain services such as cellular or bundled services might not be applicable for this reward policy.

Fees and other pricing details of the PS Credit card

Although this card will no longer offer an annual fee for users, there is a 5% transaction fee for the balance transfer and cash advance activities. For foreign transactions, the card will charge 3% of the transaction amount. Additionally, buyers will face $41 penalty fees for both returned and late payments. Otherwise, the annual percentage rate for the PS credit card is from 19.24% to 27.99%. However, it also depends on the users’ civil score.

How to apply for a PlayStation Credit card

If you can’t wait to get your hands on a PS Credit Card, here are some steps, which you can follow:

• Users need to go to the official website of PlayStation Credit Card and click on the Apply Now button.
• After this, they have to fill out the application form that appears on the screen with valid credentials. They need to select the card design after this.
• After agreeing to the terms and conditions, finally, users can submit their form and wait for the confirmation till they receive their PS credit card.

Read more: Can a Sony PlayStation Foldable Console Be a Reality? International Design Magazine Says, ‘Yes’.

While this is a general method to apply for the card, getting a credit card might depend on many other factors such as the user’s income and credit score.

After Sony’s $20 price hike for PS Plus network subscription, the news of free rewards somehow convinced fans to recharge their mood. With exciting free gifts like lenses for DSLRs to portable music systems, people cannot keep calm but try using their PS card for further purchase. While it might not offer other benefits like general cashback credit cards, Sony’s PS Credit card offers gamers the jackpot to earn some of the PS classic games for free.

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